How to Get Health Insurance for Green Card holders?

 Good medical insurance is like a helping hand in case of an emergency. When you are in need of medical treatment or emergency care, then the insurance will allow you to pay for all the expenses without having to worry. But many people face difficulty getting medical insurance as green card holders. But you must know the insurance policy for green card holders is not different from that of US residents or citizens. However, the residents who are lawful permanent immigrants are eligible for coverage through Obamacare. It would be better if you look for an insurance broker near me to understand the available options.

Getting the health insurance

A green card holder is considered a permanent resident lawfully in the US. So, you can avail the benefits of Obamacare. To enroll for the domestic plans, you must be a resident and be below the low-income level of the country. Now, if you are above 65 years, then you can apply for the program typically after 5 years of receiving a green card.

The US federal and state medication program provides people with a premium if they are eligible and come under the low-income category. But you need to be a US resident to avail the benefits. In case you are about 65 years of age but have not lived in the US for 5 years after receiving the green card, then you can choose to go for Obamacare.

It is not mandatory for green card holders to get a health insurance plan. But it is recommended because the cost of healthcare in the US can be quite high. It would be better if you look for an insurance broker near me to understand the available options and get yourself good coverage.

Buying the insurance policy is up to the financial risk the individual wants to take. You need not have to buy an insurance plan if you are not willing to pay from your pocket.

You need to know that those individuals who are not US residents or eligible to purchase health insurance cannot take advantage of Obamacare. However, they can opt for visitor health insurance plans from private companies.

While those who have received the green card can sign up for a domestic plan from the insurance marketplace. But the green card holders living outside the US but planning to visit the country for short trips can consider visitor insurance. It gives temporary coverage during the stay in the US. In such cases, the visitor insurance plan will provide coverage outside of the country of the resident, but the eligibility here differs. So it is essential that you understand the options and the coverage it will provide.

Get yourself a good insurance coverage

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